If you are like me, or most teachers, then money is always a concern. There have been points in my life where I didn't know how I was going to make it on my own. This is not because I am irresponsible with my money, it is just that a domino effect takes place!
Take 3 weeks of last year for example:
- My dog got sick on Christmas Eve. After a trip to the emergency vet, hours of testing, and much heartbreak, I found out he had cancer and had to be put to sleep. $800 bill I was not expecting.
- My car broke down 3 days after Christmas and it took around $500 dollars to fix
- My laptop hard drive died a week and a half later out of no where.
I am really cautious with my money and usually take 6 months to a year before I buy something that I really want if it is over $50 dollars.
I was talking to a co-worker about this the other day and she wanted me to explain my thinking. I told her that if I still want it after all that time I am sure that it is a purchase I really want to make, not just a whim.
She asked me what the last item I waited to purchase was and I replied without hesitation, "A 3.5 inch cool gel memory foam mattress topper."
Her first response was that I sounded incredibly boring. Her second response was that that is NOT how her brain works. She says she would think to herself, "What if I were to die tomorrow having never slept on a 3.5 inch cool gel memory foam mattress topper?"
I think she and I (and all teachers on the Ramen Noodle budget that we are on) can learn about budgeting our money wisely.
I wrote yesterday about a awesome calendar template I found on the Microsoft website.
Well, I kept looking and I found 3 really neat budget templates that I thought I would share as well!
My favorite two templates were for college students, but they are editable to fit your needs!
Check them out below!